Iibhayisekile zombane zifakwe kwi-inshurensi. Ngokwanda kokuthandwa kweebhayisikile zombane, iimveliso ze-inshorensi ezinxulumene nazo ziye zanda ngokuthe ngcembe, zibonelela abanini ngeendlela zokukhusela ngakumbi.
Iindidi ze-inshorensi: Nangona iibhayisekile zombane zijongwa nje{0}}ziimoto kwaye azikhuselwanga yi-inshurensi yemoto enyanzelekileyo, abanini basenokukhetha ukuthenga i-inshurensi yorhwebo ukukhusela amalungelo abo. Umzekelo, kukho i-inshurensi ekhethekileyo yetyala lebhayisekile yombane, ebandakanya{2}}umntu wesithathu ukonzakala okanye umonakalo wepropathi owenziwe ziibhayisekile zombane, ibonelela ngembuyekezo yemali kubanini.
IziCwangciso zoKhuseleko: Ezinye iimveliso ze-inshorensi yetyala lebhayisekile yombane zibonelela ngezicwangciso ezahlukeneyo zokhuseleko, ukuquka i-inshurensi yetyala lomntu wesithathu, i-inshurensi yetyala lomhlali, i-inshurensi{1}}engeyokubiwa kwemoto, kunye{2}}ne-inshurensi yokutsha ezenzekelayo yemoto. Ezi zicwangciso zokukhusela zingakhethwa ngokusekelwe kwiimfuno ezithile zomnini, ukubonelela ngokhuseleko olubanzi lokuhamba.
I-Inshurensi yeTyala {{0}loQeqesho lweTyala: Le inshorensi ibonelela ngembuyekezo ukuba wonzakalise ngempazamo umntu ohamba ngeenyawo okanye wonakalise impahla yomnye umntu, yehlisa umthwalo wemali womnini.
I-Inshurensi ye-Inshurensi yoMntu woMntu: Le inshorensi ikwabonelela nge-inshorensi ukuba wena okanye umntu okwibhayisikile yakho wonzakele ngelixa ekhwele. -I-Inshurensi yokubiwa kweMoto: Ukuba ibhayisekile yombane ibiwe, le inshurensi ibonelela ngembuyekezo ukunciphisa ilahleko.
-I-Inshurensi yokutsha kweMoto ezenzekelayo: Kwimeko yokutsha okuzenzekelayo kwebhayisikile yombane, le inshurensi ikwabonelela ngembuyekezo esekelwe kwilahleko eyiyo, ibonelela ngoxolo lwengqondo.
IiMfuno ze-inshorensi kunye namaNqaku: Xa kuthengwa i-inshurensi yebhayisikile yombane, abanini bafanele baqwalasele iimfuno ezithile kunye namaxabiso epremiyamu. Umzekelo, ibhayisekile yombane efakwe kwi-inshorensi kufuneka inikwe ilayisenisi kwaye ibhaliswe lisebe likamasipala lolawulo lwezithuthi zokhuseleko loluntu, kwaye lowo ufakwe kwi-inshorensi kufuneka abe ngaphezulu kweminyaka eli-16 ubudala kunye nomnini wesithuthi esifakwe kwi-inshorensi. Amaxabiso ahlawulwayo asenokuchatshazelwa zizinto ezahlukeneyo, kuquka uhlobo lwesithuthi, amandla kunye nesantya.
